{"id":17177,"date":"2026-05-01T18:03:50","date_gmt":"2026-05-01T12:33:50","guid":{"rendered":"https:\/\/befreeltd.com\/au\/?p=17177"},"modified":"2026-09-10T09:38:06","modified_gmt":"2026-09-10T04:08:06","slug":"payday-super-for-employers","status":"publish","type":"post","link":"https:\/\/befreeltd.com\/au\/resources\/blogs\/payday-super-for-employers\/","title":{"rendered":"Payday Super 2026: What Every Australian Employer Must Do Before 1 July"},"content":{"rendered":"\t\t
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Australia’s superannuation landscape is about to change in a significant way. From 1 July 2026, employers will be required to ensure superannuation guarantee (SG) contributions are received by the employee\u2019s fund within 7 business days of payday. Payday Super is a major change to how you pay super. From July 2026, you\u2019ll need to pay it at the same time as wages, not quarterly.\u00a0<\/p>

If you run a business with employees, this change affects you directly. Here’s a clear breakdown of what Payday Super means, what’s changing, and what steps you need to take before the deadline arrives.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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What is Payday Super and Why is it Changing?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tCurrently, employers are required to pay superannuation contributions quarterly, within 28 days of the end of each quarter. This means contributions can sit unpaid for up to three months after wages have been earned.\n\nThe Payday Super reform eliminates that gap. Under the new rules, super must be paid on, or within a very short window of, each payday. The goal is simple: make sure employees get their super on time, a problem the Australian Taxation Office (ATO) estimates costs workers billions of dollars each year.\n\nAccording to the ATO, unpaid super affects an estimated 3 million Australians annually, with an estimated\u00a0$3.4 billion<\/a>\u00a0in superannuation going unpaid or underpaid in the 2019\u201320 financial year alone.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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Key Dates Every Employer Must Know<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Milestone<\/strong><\/p><\/td>

Date<\/strong><\/p><\/td><\/tr>

Payday Super legislation confirmed<\/p><\/td>


Already legislated<\/p><\/td><\/tr>

Transition period ends<\/p><\/td>

30 June 2026<\/p><\/td><\/tr>

Payday Super takes effect<\/p><\/td>

1 July 2026<\/p><\/td><\/tr>

New SGC penalties apply<\/p><\/td>

From 1 July 2026<\/p><\/td><\/tr>

ATO monitoring & enforcement commences<\/p><\/td>

July 2026 onwards<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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What Changes on 1 July 2026?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Contribution Timing\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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The most significant shift is timing. Instead of quarterly remittances, super contributions must now be paid to the employee’s nominated fund on each payday. For most businesses, this means:<\/p>

For all businesses, this means:<\/p>